Therapist Insurance.ca ... for all your needs A to Z!
Insurance for Canadian
TherapistsAromatherapy to
Zumba
Comprehensive Policy
includes: Professional
Negligence Libel &
Slander
Infringement of Copyright
Breach of
Confidentiality
General Liability to Third Parties
Rescuers & Good Samaritan
Acts
We can also insure your
clinic or studio!
Office, Clinic, or Studio Property Insurance and Liability
This small business policy has been specifically designed for therapy practitioners who may own their own clinic. It covers Property, Crime
and Commercial General Liability coverage all on one policy
Coverage highlights
Blanket Coverage on Contents of Every Description up to $100,000 (including
computer and related material).
Subject to a $1,000 deductible
Featuring: Included at no extra cost:
• “All Risks” Form
• 90% Co-Insurance Clause
• Replacement cost on Equipment
• Tenants Improvements
• Business Interruption
• $10,000 Extra Expenses to resume operations
• $25,000 Valuable Papers
• $25,000 Accounts Receivable
• Newly-Acquired Location
- Contents $250,000
- Building $1,000,000
• $10,000 Transit Coverage
• $10,000 Fire Department Charges
• Sewer Back-up
• Glass/Signs Included
• $5,000 Off -Premises Coverage
• Building Damage by Theft
Multi-Item Crime Insurance
Covering up to $10,000 per item
Including:
• Employee Dishonesty
• Loss Inside The Premises
• Loss Outside The Premises
• Money Order and Counterfeit Paper Currency
• Depositors Forgery
Commercial General Liability (Third Party Public Liability)
Inclusive Limit for Bodily Injury and Property Damage: up to $5,000,000 per occurrence
Including:
• Premises/Operations Liability
• Personal Injury Liability
• Advertising Injury Liability
• Broad Form Bodily Injury
• Cross Liability Clause
• Medical Payments ($5,000/Person)
• Non-owned Automobile Liability
• Employer Liability
• Employees as Additional Insureds
• Broad Form Tenants Legal Liability
• Physical Damage to Hired Non-owned Automobiles
• Property Damage Deductible ($1,000)
Premiums starting as low as $350.00 for CGL only and $500 for Property,
Crime and CGL, plus tax.
Note: Purchased coverage may vary from above and claims are only paid out based upon
coverage purchased terms and conditions of policy issued.
Please contact Mark Holman or Paul Holman at (905) 886-5630 or email below to obtain the
appropriate application for your office, clinic or studio.